Consider owner financing to sell your home.

Are you thinking about selling, or do you need to sell your home in today’s market?

  • Do you have equity in the property?
  • Is the property sitting there not selling?
  • Do you have a buyer, but they can’t get a loan?

Consider seller financing (carrying paper, seller carry back). It may be the best way to adapt to the current climate in the real estate market.

  • A seller can get dollar for his property and close in 2 to 4 weeks, instead of languishing on the market for months unsold.
  • A buyer can acquire a home or investment for himself or his family without the pain of having to deal with crippled banks or mortgage companies.

The owner financed note or mortgage that you create can then be sold to an investor looking for cash flow. You get the money you need to pay off your mortgage or move on with your life. You can also collect the monthly payments yourself and keep the profits.

Both buyers and sellers benefit regardless of market conditions.

Selling a Cash Flow


You’re receiving a regular check in the mail or directly into your checking account. Lots of people think that is a very good thing! Why would you want that to stop?

There are many reasons, these are just some of them:

  • The uncertainty of the check showing up every month.
  • Buying a house.
  • Medical bills.
  • School bills.
  • Vacations.
  • Other investment opportunities.
This is an important decision, and the clearer you are on your motivations and real needs, the easier it is to make the right decision. There are many options in selling a cash flow. It’s not just sell it all or keep it all. If you know what you need, you can negotiate from a position of strength. You can make a decision that serves both your short term and long term financial future. Take the time to understand your underlying motivations, and your options when making an important financial decision like this.

Structured Settlements in Canada

I recently read an article about structured settlements in Canada.  These are not limited to the United States.


An injured plaintiff who has proved his or her case may choose to settle out of court and be paid in a lump sum or through a structured settlement.

With a lump sum, you get all your money up front. A structured settlement, on the other hand, is an agreement to make periodic payments over a number of years.

...

Structured settlements, which have been around in Canada since the late 1970s, are worth considering if the amount of the settlement is more than $100,000.

They are recommended in most infant and serious personal injury cases, and may be appropriate if you have future care needs, or if you're unable to work and earn a living or as much as you did before the accident.

Selling a Divorce Lien - Online Video

Below is a video explaining how you can sell a Divorce Lien

Why Consider Selling a Cash Flow

Many people have a financial goal of creating enough passive income coming in on a regular basis, that they then don’t have to go to “work “ every day. If you are receiving a regular cash flow, or income stream, you own a valuable asset. It can be part of your financial plan of creating the passive income you need to quit working. Others, private investors and institutions, have cash to invest to create this regular income stream, so they are interested in your regularly received payments. A market is created. They want a better rate of return than a bank or CD will pay. Investing in your cash flow is a way to receive safe and better returns.

The question then is what is best for your financial future?

  •  Keep receiving this regular monthly income, which many people aspire to, or get a lump sum of cash today, for your immediate use.
  • What will you do with the money once it’s in your hands?
  •  How much do you really need right now?

These are the questions you should be asking yourself, and having answers for, before you make an important financial decision like this. 

There is no right or wrong answer. It all depends on what are your short and long term financial needs and goals. The point is to be clear on your needs and goals. Then you can make informed and smart decisions in your best interests.